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With all of the mortgage information out there, it can be overwhelming to know fact from fiction.
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First-Time Home Buyers’ The Outlook
First-Time Home Buyers: Mortgage Update June 2020 In spite of recent headlines about stricter mortgage rules, first-time homebuyers may have a unique purchasing opportunity. Current challenges of buying a home include: The minimum 5% down-payment (for homes under...
Reverse Mortgages: A way to help you live your life on your terms
You have worked your entire life and now you have entered or are entering your golden years. You are excited but at the same time, you may be apprehensive. You may be asking yourself if you will have enough money for your retirement. You may have a “bucket list” of...
The Right Strategy at the Right Time
Your mortgage isn’t just a piece of paper but instead, it’s a changing and important part of your overall financial strategy. Your home is probably the largest investment and therefore it needs to be considered in your entire portfolio. Here are the main...
What payment frequency should you choose?
Paying down your mortgage but not making headway... Are you one of the many Canadians who feel like it is taking forever to pay down your mortgage balance? You receive your annual mortgage statements and your mortgage balance seems to decrease “just a bit” and you...
Buyer Beware, Borrower Beware
Buyer Beware... have you heard that before? We’ve all heard the phrase “buyer beware” (Caveat emptor) which refers to an English contract law principle that dates back many centuries. The phrase means that buyers generally have less information than the seller about...
Credit Score: Passport to Buying a Home
Why is your credit score so important? Your credit score is sometimes referred to as your passport to buying a home. The majority of adults have a credit score, and should know how to maintain a high score. However, not everyone knows how a credit score can affect a...
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