Nothing could be further from the truth. You should use a mortgage agent in order to have a mortgage that best meets your needs. By engaging a mortgage agent, you will be able to select the right mortgage for you from so many lenders. It’s not all about rate, but the mortgage agents are able to secure very competitive mortgage rates.
This may be the biggest misconception about the role of mortgage agents / brokers. Sure we help clients with bad credit secure a mortgage, but we also serve the clients with excellent credit.