Mortgage Lender
About Steve Tallo – Mortgage Agent
Steve is committed to helping his client and works hard to earn their trust. He realizes that a home is the biggest investment in their lifetime for most people.
Homeowners want, and deserve, to have peace of mind with their mortgage financing. Every homeowner has unique needs and should have a mortgage that provides a solution to meet those needs.
Steve will help you find the perfect solution for your unique financial and family situation, whether you are self-employed, salaried, don’t meet the bank qualification standards, have good or bad credit – whatever your current situation.
Below are a couple of videos which will help you get to know Steve.
Give Steve a call and start the process of having your own tailored mortgage solution.
Reverse Mortgage
A way to help you live your life on your terms. A Reverse Mortgage may be a viable way of giving you the financial freedom to realize those retirement dreams. Saving enough for your retirement in Canada can be a challenge. How does a Reverse Mortgage Work?
Buying A Home
Buying a home is the largest investment that most people ever make. Let me help make the process easier!
Self-Employed
With access to over 20 lenders, we can work together to demonstrate your credit worthiness and income potential.
First Time Home Buyers
Investing in a home is investing in yourself. Let’s get you started on making your dream of homeownership a reality.
Credit and Debt Concerns
Your credit worthiness is your passport to buying a home and securing mortgage financing.
Debt Consolidation and Refinancing
Access the equity in your home and take care of home renovation projects, outstanding debts or invest in another property.
Renewing Your Mortgage
Mortgage renewals allow you to look for the best rate, let Steve Tallo, Mortgage Agent find you the best renewal rate.
Personalized Mortgage Services In Whitby, Durham Region, the Kawarthas, Port Hope and Cobourg
Purchasing a home is one of the most significant decisions people make in their life. Working with an experienced, trusted, and proven professional mortgage agent makes the process easier and less stressful while also providing a mortgage solution that is customized to your current financial situation.
Steve Tallo is a leader in providing unique mortgage services to meet the needs of each of his clients. Using his motto, Home is Home, Steve Tallo embodies the dream of his immigrant grandparents of buying land and a home when they arrived in Canada. Now, as one of the Top 3 Mortgage Brokers in Whitby, Steve helps his clients achieve their dream of buying a home.
He works to help clients find the right mortgage, and he has access to multiple mortgage solutions. Steve helps his clients to ensure they get the best mortgage rates when making a home purchase or completing a mortgage refinance. He is also knowledgeable about the benefits of a reverse mortgage, which is increasingly popular with older homeowners throughout Whitby and the surrounding areas.
In addition to working with home buyers to find the right financing solution, Steve helps find the best options in mortgage refinancing. These mortgage renewals can provide lower monthly payments or help to take advantage of lower interest rates to pay off your home at an accelerated rate.
As your local Whitby mortgage agent, Steve can work with home buyers struggling with bad credit who may believe they cannot obtain a mortgage. He specializes in providing self-employed mortgages for qualified individuals, bypassing the challenges of trying to obtain these types of loans from traditional banks and lenders.
In addition to residential mortgage services, Steve Tallo provides commercial lending services throughout the Whitby area. These services include commercial mortgages for all types of commercial property from office buildings to multi-family dwellings.
Ready To Get Started?
Apply Today!
To keep this as easy as possible for you, fill in the application and I can get to work to find the best solutions to fit your needs!
If you want to speak with me directly, call me at 289-314-8786.
Steve breaks down his philosophy and approach to helping you get the best mortgage solution possible!
Tools To Help You Understand Your Costs
The easy-to-use tools within my App will help you get started on the road to buying your new home by helping you understand and calculate the following for your potential new mortgage:
- Affordability
- Mortgage Comparisons
- Land Transfer Tax
- Closing Costs
- Performs a “Stress Test”
It is free to download!
I am a real estate law clerk in the Region of Durham. I have worked with Steve Tallo on many mortgage transactions. He is very detail oriented and goes above and beyond to ensure that his clients’ transactions proceed to completion without complication. Steve always keeps in contact with our office throughout the closing process to see if his assistance is needed to ensure the timely closing of his clients’ transactions and works very closely with us to resolve any issues that may arise prior to closing. I would, without hesitation, refer our clients needing a mortgage broker to Steve.
I can not say enough good things about Steve Tallo, We first used him 5 years ago when we bought our home at the time we were both contact employees without proof of long term futures and Steve was able to get us what we needed at a below bank rates. Now 5 years later we contacted him about renewal, expecting a traditional mortgage solution, boy were we surprised and skeptical about this new idea, he arranged a number of joint calls with the lender to help us truly understand this new idea. we now have a retirement financial solution that addresses our mortgage needs and our possible future needs we are now 70ish so God only knows what the future will bring – we are financially ready again at lower than bank rates.
The Bank of Canada lowers its benchmark rate to 4.75%
The Bank of Canada has delivered its first rate cut, lowering its key lending rate by 25 basis points to 4.75% (previously noted as 5.00%).This is the central bank’s first rate cut since the...
What the Bank of Canada rate hold means for you
The Bank of Canada leaves benchmark rate at 5.00% As was widely expected, the Bank of Canada has left its key lending rate unchanged at 5.00%.This marks the Bank’s fifth straight rate hold since it...
Thinking of a home renovation? Unlock the potential of your mortgage
Given today’s affordability challenges, finding your perfect dream home right off the bat isn’t always feasible. But did you know there are financing options that allow you to incorporate...
Start Your Journey Today
Steve and his extended team can help you get the mortgage you need.