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Mortgage Lender-Home is Home, Steve Tallo

Buying a Home

As a homeowner myself, I know that buying a home can be the biggest investment most of us make in our lifetime. That’s why I care so much about my clients!

When you get a pre-approval from me, it’s so much more than just a rate hold. I take the time to underwrite your application before sending it to a lender so it has the maximum potential for approval.

 When you work with me, I get you APPROVED not PRE-APPROVED! 

I only work with lenders who will issue an underwritten mortgage commitment so you know how much you can afford and the deals don’t fall through at the very end.  When you work with me, you’ll avoid any last-minute surprises.

Many people don’t realize that a “Bank Pre-Approval” is just a rate hold; it’s not really a “Pre-Approval”. One Bank even advertises that you can be qualified in 60 seconds.  This is a scary thought because they are really implying that you are only worth 60 seconds of their time!

When purchasing you might want to consider embedding any costs for improvements right upfront into your mortgage, so you can build your dream home right from the start.

 When you deal with ME, you really can TRUST in my support and knowledge. 

Do you want to know 7 Tips To Improve Your Purchasing Affordability? If YES, read the tips here.

It was great working with Steve as a first-time buyer. Steve was recommended to me by my realtor whose previous clients had positive experiences working with him. I found a place and made an offer with a fairly short financing time frame. Steve worked quickly to find the option that worked best for me. He made me feel comfortable throughout the process, checking in frequently and diligently answering all of my questions. I would recommend Steve to friends and family..


Whitby, ON

Having dealt with some pretty poor service from TD with our previous mortgage, it was an absolute pleasure to work with Steve. He keeps you constantly informed through the process, and explains the process so you understand it. We were able to complete this whole process without having to drive somewhere for multiple meetings, everything was done via email or at our house at a time that suited our schedule. Definitely will continue to work with Steve in the future. Thanks!

Sean R.,

Whitby, ON

Mortgage Agent-Home is Home, Steve Tallo

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