What payment frequency should you choose?

What payment frequency should you choose?

Paying down your mortgage but not making headway… Are you one of the many Canadians who feel like it is taking forever to pay down your mortgage balance?  You receive your annual mortgage statements and your mortgage balance seems to decrease “just a bit” and...
Buyer Beware, Borrower Beware

Buyer Beware, Borrower Beware

Buyer Beware… have you heard that before? We’ve all heard the phrase “buyer beware” (Caveat emptor) which refers to an English contract law principle that dates back many centuries. The phrase means that buyers generally have less information than the seller...
Credit Score: Passport to Buying a Home

Credit Score: Passport to Buying a Home

Why is your credit score so important? Your credit score is sometimes referred to as your passport to buying a home. The majority of adults have a credit score, and should know how to maintain a high score. However, not everyone knows how a credit score can affect a...
Top Questions to Ask Your Mortgage Agent

Top Questions to Ask Your Mortgage Agent

So many questions for your mortgage agent It’s an exciting time! You are ready to take that step and become a homeowner. There is so much information out there, so I wanted to answer some of the questions that I regularly get from clients and share them with...
Are you buried by debt?

Are you buried by debt?

Tackle your debt using the equity in your home Debt is a four-letter word Canadians don’t want to talk about. According to a recent poll released by CIBC, 26 percent of Canadians say paying down debt is their top personal finance priority for 2019. It’s...