The longer days and warmer temperatures of spring herald an awakening not only in nature, but typically also in the country’s housing market. And with housing inventory being tighter than normal, a newly listed property is sure to generate some interest....
If you’re a first-time buyer (or know somebody who is), you may be interested in knowing more about Canada’s brand new Tax-Free First Home Savings Account, of FHSA for short. The FHSA will let you save up to $8,000 tax-free annually—up to a $40,000...
With 2022 now in our rear-view mirror, it’s time to look ahead at what the coming year may have in store. I think it’s fair to say 2022 is a year many of us won’t soon forget. It was a year that started with Canadian house prices reaching their highest...
Now that the holidays are behind us, we’re quickly approaching the next period that brings our finances into focus—tax season. A common question I receive from homeowners is, should I put money in my RRSP (Registered Retirement Savings Plan) or use it to pay down...
Once you have your mortgage secured and your payments set up, it may be tempting to ignore it until you get your renewal letter from your lender. But I’m going to outline some reasons why there is no better time than the present to undergo a mortgage check-up to...
Many homeowners dread mortgage renewal time, especially when interest rates are rising as they are today.It means you’ll likely be resetting your mortgage at a higher rate, with higher monthly payments. But as always, you have options. Should you renew early to...