The big news in the mortgage world these days has been the steady increase in fixed mortgage rates. Since the start of the year, fixed rates have risen approximately one percentage point or 100 basis points. As a general guide, for every 0.25% increase in mortgage...
Securing financing to purchase a home can be a major undertaking. This is even more true for first-time buyers and particularly in today’s housing market. Having a licensed and experienced professional on your side throughout the mortgage process can bring...
I’d like to wish you a very happy, healthy and prosperous 2022!Not many forecasters anticipated the extent of the housing market’s performance in 2021. The year ended with both home sales and average prices up over 20% compared to the previous year,...
You have worked your entire life and now you have entered or are entering your golden years. You are excited but at the same time, you may be apprehensive. You may be asking yourself if you will have enough money for your retirement. You may have a “bucket list” of...
Paying down your mortgage but not making headway… Are you one of the many Canadians who feel like it is taking forever to pay down your mortgage balance? You receive your annual mortgage statements and your mortgage balance seems to decrease “just a bit” and...
So many questions for your mortgage agent It’s an exciting time! You are ready to take that step and become a homeowner. There is so much information out there, so I wanted to answer some of the questions that I regularly get from clients and share them with...
