What does financial freedom mean to you? Achieving financial freedom is a goal for many people. It generally means having enough savings, investments, and cash on hand to afford the lifestyle we want for ourselves and our families—and a growing nest egg that will...
First-Time Home Buyers: Mortgage Update June 2020 In spite of recent headlines about stricter mortgage rules, first-time homebuyers may have a unique purchasing opportunity. Current challenges of buying a home include: The minimum 5% down-payment (for homes under...
You have worked your entire life and now you have entered or are entering your golden years. You are excited but at the same time, you may be apprehensive. You may be asking yourself if you will have enough money for your retirement. You may have a “bucket list” of...
Paying down your mortgage but not making headway… Are you one of the many Canadians who feel like it is taking forever to pay down your mortgage balance? You receive your annual mortgage statements and your mortgage balance seems to decrease “just a bit” and...
Buyer Beware… have you heard that before? We’ve all heard the phrase “buyer beware” (Caveat emptor) which refers to an English contract law principle that dates back many centuries. The phrase means that buyers generally have less information than the seller...